Get Rich While You Sleep: The Buy-and-Hold Investing Strategy Every Busy Professional Needs!

Welcome to the 35th edition of our newsletter! This month, we’re arming you with the smartest tools and timeless strategies to take your investing and productivity to the next level. Discover how to automate your wealth tracking with a real-time Notion investment dashboard—no coding required. Unlock the secrets to effortless, long-term wealth with the buy-and-hold strategy trusted by the world’s most successful investors. Plus, master the art of time management with actionable tips designed specifically for busy sole traders, and explore the power of free AI-driven TradingView indicators to gain a real edge in the markets. Whether you’re looking to streamline your workflow, grow your portfolio, or trade smarter, this edition is packed with practical guides and expert insights to help you achieve your financial goals faster and with less stress.

Insider Edge: Latest Trading Buzz

🤖 Unleash AI Power: 3 Free TradingView Indicators That Could Transform Your Trading in 2025!

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⏳ Sole Trader Survival: 5 Genius Time Management Tricks That Will Instantly Boost Your Productivity!

Discover how to choose the right clients, ditch multitasking, and delegate like a pro with these essential time management tips for sole traders from BizCover—and reclaim your work-life balance today! 🚀💼

📊 Automate Your Wealth: How to Build a Real-Time Notion Investment Tracker (No Coding Needed!)

Effortlessly track your stocks, crypto, and ETFs with live price updates in Notion—learn how to set up your own automated investment dashboard using free finance APIs in this step-by-step guide from Note API Connector! 🚀💰

💤 Get Rich While You Sleep: The Buy-and-Hold Investing Strategy Every Busy Professional Needs!

Discover how the buy-and-hold strategy lets you build long-term wealth with less stress, lower taxes, and minimal effort—just set it, forget it, and watch your money grow over time! 📈⏳

 Spotlight on CVS Health Corporation (CVS)

Current Price: ~$58 (as of June 2025)
Market Cap: ~$73 billion
Dividend Yield: ~4.6%
Sector: Healthcare – Healthcare Plans & Retail Pharmacy

Why CVS Health Remains a Key Healthcare Player

1. Integrated Healthcare Powerhouse

CVS Health is a uniquely diversified healthcare company, combining one of the nation’s largest pharmacy chains, a top pharmacy benefits manager (PBM), and a major health insurance business (Aetna). This vertical integration allows CVS to manage costs, improve patient outcomes, and capture value across the healthcare continuum.

2. Financial Highlights & Recent Performance

• Q1 2025 Revenue: $89.2 billion (+3.4% YoY)
• Net Income: $1.2 billion (down YoY due to higher medical costs)
• Adjusted EPS: $1.31 (down from $2.20 YoY)
• Free Cash Flow: $2.1 billion for Q1 2025

While revenue continues to grow, CVS has faced margin pressure from rising medical costs and competitive pricing in its insurance business.

3. Attractive Dividend & Capital Allocation

• Dividend Yield: ~4.6%, among the highest in the sector
• Dividend Growth: CVS raised its dividend in 2024 and has prioritized shareholder returns
• Share Repurchases: Resumed in 2025, reflecting confidence in long-term prospects

4. Strategic Initiatives & Growth Opportunities

• Healthcare Services Expansion: CVS is growing its primary care footprint through acquisitions (e.g., Oak Street Health) and new in-store clinics, aiming to provide more holistic, value-based care.
• Digital Health: Investments in telehealth and digital pharmacy services to meet evolving consumer preferences.
• Cost Management: Ongoing efforts to streamline operations and improve medical cost ratios, especially in the Aetna segment.

Growth Catalysts

• Aging U.S. Population: Drives demand for prescription drugs, insurance, and primary care services.
• Primary Care Expansion: Integration of Oak Street Health and MinuteClinic positions CVS to capture a larger share of healthcare spending.
• Digital Transformation: Enhanced digital offerings improve customer engagement and operational efficiency.
• Cost Control: Initiatives to manage medical costs and improve insurance margins could boost profitability.

Risks to Consider

• Margin Pressure: Rising medical costs and lower-than-expected reimbursement rates have weighed on profits.
• Regulatory Uncertainty: Potential changes in Medicare and pharmacy reimbursement could impact results.
• Competition: Faces intense competition from other healthcare giants (UnitedHealth, Walgreens, Cigna) and disruptors.
• Execution Risk: Successfully integrating acquisitions and scaling new healthcare services is critical.

Analyst Sentiment & Outlook

Most analysts rate CVS as a “Moderate Buy,” citing its attractive valuation, high dividend, and long-term growth potential from healthcare services. However, near-term earnings headwinds and execution risks remain.

Bottom Line

CVS Health offers a compelling mix of defensive healthcare exposure, a high dividend yield, and long-term growth opportunities in primary care and digital health. While the company faces short-term profit pressures and operational challenges, its integrated model and strategic investments position it well for recovery and future growth.Spotlight on CVS Health Corporation (CVS)Spotlight on CVS Health Corporation (CVS)

Investing without a plan, increasing risk of impulsive decisions

Operating without a clear investment strategy is a recipe for stress and missed opportunities, especially when you’re short on time. The Trading for Busy Professionals newsletter gives you a ready-made roadmap—each issue delivers focused strategies, step-by-step guidance, and actionable trade ideas, so you never have to guess your next move or waste precious minutes on indecision. We help you cut through the clutter, prioritize what matters, and stick to a plan that works, all in just a few minutes a day.
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Final Key Takeaway

As we close this edition, remember: sustainable financial success is built on a foundation of smart automation, disciplined investing, and effective time management. By leveraging cutting-edge tools, embracing proven strategies like buy-and-hold, and optimizing your daily routines, you’ll be empowered to make better decisions and maximize your results—both in the markets and in your business. Keep learning, keep innovating, and let your money and time work harder for you!